Thursday, September 10, 2020

 Basil Badwan classifieds Marketing your business with classified advertisements is a cheap and simple way to promote business online and get in touch with the prospective client. It is the excellent method to make people aware of your company and business, especially when you have small budget. Nowadays there are lots of ways and options for distributing the advertisements online. in global world.



Free Classified Ads with Basil Badwan classifieds is the very best method to enhance the productivity of company and to get brand awareness for business. Categorized ads are still liked by the lots of online visitors worldwide. It is an ad technique that helps to set your business apart from the crowd. There are lots of free classified websites like Basil Badwan Classifieds that helps you to promote your business to local clientele.



It can be a  very helpful for business start-up. Basil Badwan classifieds ads are very important  for low cost promotion .Here are some factors that assist you to understand the importance of it.




Save Time and Money: Basil Badwan classified website for advertisement will normally be a lot less expensive. With complimentary classified advertisement, you have no cash invested. You can write your own ads or contract with Internet Marketing Company and get some exciting classifieds that can promote your business online. Putting a categorized ad is extremely simple way to share your company details and address with the users.


Fast and Quick method to Wide Reach:  online advertisements can  be a big advantage for business;  categorized ads are capable of reaching the clients worldwide or locally. Websites like Basil Badwan utilize totally free classified advertisements to reach the optimum level of individuals. According to the Entrepreneur Publication “Classified advertisements are most reliable when providing a frequently offered product and services”.


Know Your Audience: Numerous products and services are offered by different kind of users. Every consumer has a different requirement. The main advantage of classified ads is that products and services are categorized and the user can look for the items in the item associated classification.


Increase Your Products Buy and Offer: Basil Badwan Advertisement with classified advertisements plays an important function in business. Your business completely depends on the customers, and advertisement is the very best way to reach more consumers. Online classified permit the client to call business owners or visit their website. Make sire you have a clear call to action in your ad.


Easy to Update:  you can easily  change the advertisement information whenever you want. upgrade the information about your item and removed the advertisement really quickly.Always write the fresh, special content and update it on the regular basis.


Really Useful in Ranking Element: Promote your business with Basil Badwan classified advertisements is a great way to reach local people. But there is also an SEO advantage with the capability to link your web site through advertisement. There are lots of sites who offer a backlink that will assist to boost the backlink and traffic on your website.

Thursday, August 27, 2020

 Basil Badwan  Is a Business Consultant


As a business consultants Basil Badwan  help companies overcome challenges, increase revenue or growth.

According to Basil Badwan, "It's important to ensure business consultants should have enough experience and previous success with past companies 


Business consultants will charge by the project or the hour, or require daily or monthly retainers.

We should hire business consultant to help organizations improve their performance and efficiency. These professionals analyze businesses and create solutions while also helping companies meet their goals. Business owners should consider hiring business consultants when they need help or perspective on their chosen path or a catalyst for change in their companies.

There are several reasons business owners should consider hiring consultants. Consultants offer a wide range of services, including the following:

  • Providing expertise in a specific market
  • Identifying problems
  • Supplementing existing staff
  • Initiating change
  • Providing objectivity
  • Teaching and training employees
  • Doing the "dirty work," like eliminating staff
  • Reviving an organization
  • Creating a new business
  • Influencing other people, such as lobbyists
The first step for any business consultant is the discovery phase, where the goal is to learn the client's business.Basil Badwan  A good business consultant takes the time to learn as much as possible about the business from the owner and employees. This can include touring the facility, meeting with the board of directors and employees, analyzing the finances and reading all company materials. During this process, the business consultant will uncover the details of a company's mission and what operations are in place.

Thursday, May 7, 2020

Basil Badwan colorado

DEPARTMENT OF LAW STATE OF COLORADO
ASSURANCE OF DISCONTINUANCE
IN THE MATTER OF: BASIL JEROME BADWAN d/b/a HAWK FINANCIAL SERVICES Respondent.
This Assurance of Discontinuance (‘Assurance’) is entered into between the State of
Colorado, ex rel. Attorney General John W. Suthers, through the undersigned Assistant Attorney
General (“State”), the Administrator ofthe Colorado Uniform Commercial Credit Code and
Basil Jerome Badwan d/b/a Hawk Financial Services (“Respondent”).
FACTUAL BACKGROUND
I. The Colorado Foreclosure Protection Act (“the Act”), § 6-1-1101 through 6-1
1120, C.R.S. was enacted in 2006 and took effect on May 30, 2006. Its stated purpose is to
curtail and prevent deceptive and unconscionable business practices of certain foreclosure
consultants and to provide minimum requirements for transactions and contracts between these
parties and home owners in financial distress.
2. Basil Badwan was a sole proprietor d/b/a Hawk Financial Services, doing
business in the state of Colorado at his residence, 5053 Vermillion Lane. Castle Rock, Colorado.
During the time relevant to this Assurance, Respondent Badwan, d/b/a Hawk Financial Services,
also maintained a business office at 44 Cook St., Suite 100, Denver, CO 80206.
3. Respondent was in the business of providing Foreclosure Consultant services to
Colorado consumers with residential mortgage loans. Between June 1, 2006 and July 21, 2008,
Respondent marketed his services as a Foreclosure Consultant to Colorado home owners through
Assurance of Discontinuance B. Badwan/ Dwk Financial Services
print advertisements in the Dcx Yellow Pages and an online website, www.hawkfinancial.com.
A copy of the Dcx ad and the website screen are attached as Exhibit 1.
4. Respondent’s business activities are consistent with the statutory definition of a
“Foreclosure Consultant” as set forth in §6-1-1103 (4)(a), C.R.S.
5. Between June 1,2006 and July 21, 2008, Respondent entered into numerous
Foreclosure Consultant contracts with Colorado consumers. Thirty-one (31) examples of these
contracts are attached as Exhibit 2. None of the contracts comply with the mandatory language,
type face, disclosure and cancellation notice requirements set forth in §6-1-1 104 of the Act.
Respondent’s inducement of home owners to enter into these noncompliant contracts violated
§6-1-1107 (l)(g), C.R.S.
6. Between June 1, 2006 and July 21, 2008, Respondent also charged, required,
collected and received full payment for his services from the home owner prior to performing
any service, contrary to the explicit prohibitions set forth in §6-1-1107 (1)(a), C.R.S.
7. The State asserts that Respondent has engaged in acts and practices that are in
violation ofS 6-1-1104, 105, 106, and 107, C.R.S. of the Colorado Foreclosure Protection Act
and §6-l-105(1)(xx) of the Colorado Consumer Protection Act (“CCPA”).
8. Respondent has asserted under oath that he has not engaged in any conduct or
transactions subject to the Uniform Debt Management Services Act (“UDMSA”), § 12-14.5
201 to 242, C.R.S. or the Colorado Credit Services Organization Act (“CCSOA”), § 12-14.5
101 to 114, C.R.S.
RESPONDENT’S ASSURANCES
9. Respondent enters this Assurance as a compromise and settlement of the State’s
allegations herein. This agreement is a settlement of claims that could be asserted under the
Assurance ofDiscontinuance K BadwanlHawk Financial Services
Colorado Foreclosure Protection Act, § §6-1-1104, 105, 106 and 107, C.R.S. based upon
Respondent’s prior conduct This agreement is also a settlement ofany claims pursuant to the
Unifonn Debt Management Services Act and the Colorado Credit Services Organization
Act based on the truthfulness ofRespondent’s assertions as reflected in Paragraph 8 above and
the facts presently known. The Sate is not prohibited from pursuing future enforcement action
for any newly discovered violations. This Assurance shall not be considered an admission of
violation for any purpose.
10. Respondent is committed to complying with all applicable Colorado laws relating
to his business operations and assures the Colorado Attorney General that all ofhis firture
business activities will comply with Colorado law.
11. Respondent, Basil Jerome Badwan, is prohibited from engaging in the marketing,
operation, administration, or sale ofany foreclosure consulting services in Colorado as defined in
§ 6-1-I 103(4Xa). C.R.S. for ten (10) years from the execution date ofthis Assurance. After that
date, Respondent must provide a thirty day advance written notice to the Attorney General
before operating, incorporating, forming or obtaining an ownership interest in any foreclosure
consulting related business in Colorado. Respondent must also provide a thirty day advance
written notice to the Attorney General ifhe intends to perform services as an employee or
independent agent for any company engaged in the provision offoreclosure consulting services
in Colorado.
12. Respondent understands and agrees that this Assurance applies to his doing
business as Hawk Financial Services and while acting personally or through any other business
entity.
3
Assurance of B scont nuance B. Badsan [Ia K Finai aI Services
13. Respondent shall not represent or imply that any advertisement, procedure or
other act or practice hereinafter used or engaged in by Respondent has been required or
approved, in whole or in part, by the Attorney General’s Office, the Consumer Protection
Section, or the State of Colorado.
PAYMENT TO THE STATE
14. Restitution: Respondent agrees to pay to the State the sum of Twenty Six
Thousand Five Hundred and Two Dollars ($26,502.) to be used to compensate the thirty-one
consumers identified in Exhibit 2 who paid advance fees to Respondent between Jan. 10, 2007
and July21, 2008.
1 5. Civil Penalties: Respondent shall pay Five Thousand Dollars ($5,000) as a civil
penalty pursuant to §6-1-1 12(1), C.R.S. Such funds shall be remitted to the General Fund of the
State of Colorado.
16. Costs and Attorney Fees: Respondent shall also pay Five Thousand Dollars ($5,000)
to the Colorado Department of Law for reimbursement of Colorado’s actual costs and attorney fees.
Such funds, including interest thereon, shall be held by the Colorado Attorney General in trust to
he used, first, for actual costs and attorney fees incurred by the Colorado Attorney General in this
matter and, second, for consumer protection education, consumer fraud enforcement, and/or
antitrust enforcement efforts.
1 7. The payments referred to in paragraphs 14, I 5 and 1 6 above shall be paid by
cashier’s check or certified hinds made payable to the Colorado Department of Law with a
reference to “Badwan/Hawk Financial” and addressed to the Office ofthe Attorney General,
Consumer Protection Section, 1 525 Sherman St., 4 Floor, Denver, Colorado, 80203 and submitted
according to the following schedule: Monthly payments of $1,000 must be received in the Office
4
Assurance of [) scout nuance 13 Badwan 1 Iawk Financial Services
of Attorney General on the 15 th of each month beginning January 15, 2009 and continuing
thereafter until the total of $36,502 is paid in full.
18. Respondent may increase payment amounts at any time to pay offthese amounts. If
there is a failure to make a payment pursuant to this Assurance, the State may accelerate all
payments due hereunder and collect the entire amounts due hereunder. In such event the State shall
be entitled to recover its costs and attorney fees in collecting such amounts.
19. If Respondent makes only a partial payment under this Assurance, the State’s
acceptance of this partial payment does not prevent it from declaring the Assurance breached and
collecting the full amount due hereunder pursuant to paragraph 18 and to seek other remedies. If a
partial payment is made, the Attorney General may deem the partial payment and all future
payments as payment towards restitution until the full $26,502 restitution amount has been paid.
The Attorney General may distribute these funds for consumer restitution before paying civil
penalties or attorney fees.
20. Respondent agrees that if he violates any term of this Assurance or causes another
to violate any term of this Assurance, as determined by a court vith jurisdiction to hear the
matter, he is subject to additional penalties as contained in 6-1-112, C.R.S.
21. Respondent expressly understands and acknowledges, pursuant to § 6-1-110 (2),
C.R.S., that any violation of this Assurance shall establish priIna/icie evidence of a deceptive
trade practice.
ADDITIONAL TERMS
22. This Assurance shall not be construed to affect the rights of any private party to
pursue remedies pursuant to § 6-1-113, C.R.S. of the CCPA or under any other statutes through
claims or actions in common law.
Assuraiiee of Diseoiitnuance B. Badwan/l-Iawk FinancaI Services
23. Pursuant to §6-1-110(2), C.R.S., this Assurance shall be a matter of public record.
24. Respondent acknowledges that he has had a full opportunity to review this
Assurance and has consulted with legal counsel regarding the same.
D\TED thislc1ay of rec. , 2008.
BASIL JEROME BADWAN d/b/a HAWK FINANCIAL SERVICES
/ I / By: LA L& (Signature)
,fl4èase print name and title)
By:
r /MARTIN BLOOM, ESQ. BLOOM MURR & ACCOMAZZO, P.C. 410 Seventeenth Street, Suite 2400 Denver, CO 80202-4402 Phone: 303-534-2277 Fax: 303-534-1313 Counsel for Respondent
JOHN W. SUTHERS ATTORNEY GENERAL STATEOF COLORADO
LIRE M. ASSISTANT ATTORNEY G Consumer Protection Section PH: 303-866-4468 FAX: 303-866-4916
By:
ANDREW L. KALISH, #31509 ASSiSTANT ATTORNEY GENERAL On behalf of:
6
DATED this ay of €2008.
Awnnoe ofDbcondnuance B. BadwalHawk rmanohl Servica
LAURA UDIS, ADMINISTRATOR Colorado Uniform Consumer Credit Code

Sunday, April 19, 2020

DEPARTMENT OF LAW STATE OF COLORADO
ASSURANCE OF DISCONTINUANCE
IN THE MATTER OF: BASIL JEROME BADWAN d/b/a HAWK FINANCIAL SERVICES Respondent.
This Assurance of Discontinuance (‘Assurance’) is entered into between the State of
Colorado, ex rel. Attorney General John W. Suthers, through the undersigned Assistant Attorney
General (“State”), the Administrator ofthe Colorado Uniform Commercial Credit Code and
Basil Jerome Badwan d/b/a Hawk Financial Services (“Respondent”).
FACTUAL BACKGROUND
I. The Colorado Foreclosure Protection Act (“the Act”), § 6-1-1101 through 6-1
1120, C.R.S. was enacted in 2006 and took effect on May 30, 2006. Its stated purpose is to
curtail and prevent deceptive and unconscionable business practices of certain foreclosure
consultants and to provide minimum requirements for transactions and contracts between these
parties and home owners in financial distress.
2. Basil Badwan was a sole proprietor d/b/a Hawk Financial Services, doing
business in the state of Colorado at his residence, 5053 Vermillion Lane. Castle Rock, Colorado.
During the time relevant to this Assurance, Respondent Badwan, d/b/a Hawk Financial Services,
also maintained a business office at 44 Cook St., Suite 100, Denver, CO 80206.
3. Respondent was in the business of providing Foreclosure Consultant services to
Colorado consumers with residential mortgage loans. Between June 1, 2006 and July 21, 2008,
Respondent marketed his services as a Foreclosure Consultant to Colorado home owners through
Assurance of Discontinuance B. Badwan/ Dwk Financial Services
print advertisements in the Dcx Yellow Pages and an online website, www.hawkfinancial.com.
A copy of the Dcx ad and the website screen are attached as Exhibit 1.
4. Respondent’s business activities are consistent with the statutory definition of a
“Foreclosure Consultant” as set forth in §6-1-1103 (4)(a), C.R.S.
5. Between June 1,2006 and July 21, 2008, Respondent entered into numerous
Foreclosure Consultant contracts with Colorado consumers. Thirty-one (31) examples of these
contracts are attached as Exhibit 2. None of the contracts comply with the mandatory language,
type face, disclosure and cancellation notice requirements set forth in §6-1-1 104 of the Act.
Respondent’s inducement of home owners to enter into these noncompliant contracts violated
§6-1-1107 (l)(g), C.R.S.
6. Between June 1, 2006 and July 21, 2008, Respondent also charged, required,
collected and received full payment for his services from the home owner prior to performing
any service, contrary to the explicit prohibitions set forth in §6-1-1107 (1)(a), C.R.S.
7. The State asserts that Respondent has engaged in acts and practices that are in
violation ofS 6-1-1104, 105, 106, and 107, C.R.S. of the Colorado Foreclosure Protection Act
and §6-l-105(1)(xx) of the Colorado Consumer Protection Act (“CCPA”).
8. Respondent has asserted under oath that he has not engaged in any conduct or
transactions subject to the Uniform Debt Management Services Act (“UDMSA”), § 12-14.5
201 to 242, C.R.S. or the Colorado Credit Services Organization Act (“CCSOA”), § 12-14.5
101 to 114, C.R.S.
RESPONDENT’S ASSURANCES
9. Respondent enters this Assurance as a compromise and settlement of the State’s
allegations herein. This agreement is a settlement of claims that could be asserted under the
Assurance ofDiscontinuance K BadwanlHawk Financial Services
Colorado Foreclosure Protection Act, § §6-1-1104, 105, 106 and 107, C.R.S. based upon
Respondent’s prior conduct This agreement is also a settlement ofany claims pursuant to the
Unifonn Debt Management Services Act and the Colorado Credit Services Organization
Act based on the truthfulness ofRespondent’s assertions as reflected in Paragraph 8 above and
the facts presently known. The Sate is not prohibited from pursuing future enforcement action
for any newly discovered violations. This Assurance shall not be considered an admission of
violation for any purpose.
10. Respondent is committed to complying with all applicable Colorado laws relating
to his business operations and assures the Colorado Attorney General that all ofhis firture
business activities will comply with Colorado law.
11. Respondent, Basil Jerome Badwan, is prohibited from engaging in the marketing,
operation, administration, or sale ofany foreclosure consulting services in Colorado as defined in
§ 6-1-I 103(4Xa). C.R.S. for ten (10) years from the execution date ofthis Assurance. After that
date, Respondent must provide a thirty day advance written notice to the Attorney General
before operating, incorporating, forming or obtaining an ownership interest in any foreclosure
consulting related business in Colorado. Respondent must also provide a thirty day advance
written notice to the Attorney General ifhe intends to perform services as an employee or
independent agent for any company engaged in the provision offoreclosure consulting services
in Colorado.
12. Respondent understands and agrees that this Assurance applies to his doing
business as Hawk Financial Services and while acting personally or through any other business
entity.
3
Assurance of B scont nuance B. Badsan [Ia K Finai aI Services
13. Respondent shall not represent or imply that any advertisement, procedure or
other act or practice hereinafter used or engaged in by Respondent has been required or
approved, in whole or in part, by the Attorney General’s Office, the Consumer Protection
Section, or the State of Colorado.
PAYMENT TO THE STATE
14. Restitution: Respondent agrees to pay to the State the sum of Twenty Six
Thousand Five Hundred and Two Dollars ($26,502.) to be used to compensate the thirty-one
consumers identified in Exhibit 2 who paid advance fees to Respondent between Jan. 10, 2007
and July21, 2008.
1 5. Civil Penalties: Respondent shall pay Five Thousand Dollars ($5,000) as a civil
penalty pursuant to §6-1-1 12(1), C.R.S. Such funds shall be remitted to the General Fund of the
State of Colorado.
16. Costs and Attorney Fees: Respondent shall also pay Five Thousand Dollars ($5,000)
to the Colorado Department of Law for reimbursement of Colorado’s actual costs and attorney fees.
Such funds, including interest thereon, shall be held by the Colorado Attorney General in trust to
he used, first, for actual costs and attorney fees incurred by the Colorado Attorney General in this
matter and, second, for consumer protection education, consumer fraud enforcement, and/or
antitrust enforcement efforts.
1 7. The payments referred to in paragraphs 14, I 5 and 1 6 above shall be paid by
cashier’s check or certified hinds made payable to the Colorado Department of Law with a
reference to “Badwan/Hawk Financial” and addressed to the Office ofthe Attorney General,
Consumer Protection Section, 1 525 Sherman St., 4 Floor, Denver, Colorado, 80203 and submitted
according to the following schedule: Monthly payments of $1,000 must be received in the Office
4
Assurance of [) scout nuance 13 Badwan 1 Iawk Financial Services
of Attorney General on the 15 th of each month beginning January 15, 2009 and continuing
thereafter until the total of $36,502 is paid in full.
18. Respondent may increase payment amounts at any time to pay offthese amounts. If
there is a failure to make a payment pursuant to this Assurance, the State may accelerate all
payments due hereunder and collect the entire amounts due hereunder. In such event the State shall
be entitled to recover its costs and attorney fees in collecting such amounts.
19. If Respondent makes only a partial payment under this Assurance, the State’s
acceptance of this partial payment does not prevent it from declaring the Assurance breached and
collecting the full amount due hereunder pursuant to paragraph 18 and to seek other remedies. If a
partial payment is made, the Attorney General may deem the partial payment and all future
payments as payment towards restitution until the full $26,502 restitution amount has been paid.
The Attorney General may distribute these funds for consumer restitution before paying civil
penalties or attorney fees.
20. Respondent agrees that if he violates any term of this Assurance or causes another
to violate any term of this Assurance, as determined by a court vith jurisdiction to hear the
matter, he is subject to additional penalties as contained in 6-1-112, C.R.S.
21. Respondent expressly understands and acknowledges, pursuant to § 6-1-110 (2),
C.R.S., that any violation of this Assurance shall establish priIna/icie evidence of a deceptive
trade practice.
ADDITIONAL TERMS
22. This Assurance shall not be construed to affect the rights of any private party to
pursue remedies pursuant to § 6-1-113, C.R.S. of the CCPA or under any other statutes through
claims or actions in common law.
Assuraiiee of Diseoiitnuance B. Badwan/l-Iawk FinancaI Services
23. Pursuant to §6-1-110(2), C.R.S., this Assurance shall be a matter of public record.
24. Respondent acknowledges that he has had a full opportunity to review this
Assurance and has consulted with legal counsel regarding the same.
D\TED thislc1ay of rec. , 2008.
BASIL JEROME BADWAN d/b/a HAWK FINANCIAL SERVICES
/ I / By: LA L& (Signature)
,fl4èase print name and title)
By:
r /MARTIN BLOOM, ESQ. BLOOM MURR & ACCOMAZZO, P.C. 410 Seventeenth Street, Suite 2400 Denver, CO 80202-4402 Phone: 303-534-2277 Fax: 303-534-1313 Counsel for Respondent
JOHN W. SUTHERS ATTORNEY GENERAL STATEOF COLORADO
LIRE M. ASSISTANT ATTORNEY G Consumer Protection Section PH: 303-866-4468 FAX: 303-866-4916
By:
ANDREW L. KALISH, #31509 ASSiSTANT ATTORNEY GENERAL On behalf of:
6
DATED this ay of €2008.
Awnnoe ofDbcondnuance B. BadwalHawk rmanohl Servica
LAURA UDIS, ADMINISTRATOR Colorado Uniform Consumer Credit Code PH: 303-866-4494/FAX: 303466-5474

Saturday, April 18, 2020


As a motivational speaker Basil Badwan always focusing on communication, my early work was with many companies. I helped them communicate more effectively in the high stakes environment of the courtroom. So when I saw a report on a recent trial, it made me stop and think.

Basil Badwan omni resources Insider information from someone overseeing the jurors' deliberations in the aforementioned trial: Apparently the jurors were NOT happy about the fact that the attorneys for the prosecution never said "good morning" to them each day, but the defense lawyers always did.

What? Which lawyers said "good morning" to them actually became a topic of conversation?

Apparently it did. And that makes us wonder - is it even possible that the "perceived" unkindness of the prosecution factored in ANY way whatsoever with the jurors' verdict? Basil Badwan cololrado says,We would all hope not. But I feel fairly certain that if they indeed DID perceive the prosecution team to be unkind - they would have been wrong. But does it actually matter that they would have been wrong?

Consider these three communication principles:

Everything you do or say, and how you do or say it (including what you do NOT say or do) communicates something
The meaning of any piece of communication lies only in what the receiver PERCEIVES it to mean
The receiver of the communication RESPONDS in a manner consistent with that perception 
All this tells me that perhaps one of our greatest tasks in life is to be able to effectively manage other people's perceptions of us.
So I'm curious - when was the last time someone thought YOU weren't being kind? I'll bet they were wrong, weren't they?